Credit Card Stimulus

In today's release of Money Magazine, Credit.com was chosen as one of the 20 Best Money Web Sites! Our Credit Report Card was listed as the best free consumer tool for consumers to find out how good their credit is for free:

"For a quick sense of where you stand (for free!), you can't beat Credit.com. Click on the Credit Report Card and answer a few questions."

We are thrilled! Thank you, Money Magazine!

To read more, check out the full article: ..read more

Credit card companies are always looking for ways to squeeze an extra dollar out of their customers, and with the recent federal regulations putting an end to some of their sneakier tricks, they've come up with a new one: Hitting customers up with a fee if they don't charge a certain minimum amount on their cards each year. Citi recently announced it would charge a $60 fee to customers who rack up less than $2400 in credit card purchases in ..read more

With the Credit Card Accountability Responsibility and Disclosure Act of 2009 implementation date just days away it looks like credit card issuers are not the only ones that are paying close attention to consumers’ actions. Now many prepaid card issuers are also paying attention because many are seeing the perfect opportunity to gain valuable consumers now more than ever.

 

For prepaid cards, there are many great opportunities but two seem to have priority. Those two are that of college students and ..read more

Credit card companies are always looking for ways to squeeze an extra dollar out of their customers, and with the recent federal regulations putting an end to some of their sneakier tricks, they’ve come up with a new one: hitting customers up with a fee if they don’t charge a certain minimum amount on their cards each year. Citi recently announced it would charge a $60 fee to customers who rack up less than $2400 in credit card purchases in ..read more

Q: Is adding an authorized user to a credit card a good idea?

A: Thanks for your question Lynn. Most credit cards (almost all) will allow the account holder to add on authorized users. For those that choose to add a user, they usually add only one. However there are some credit cards that let you add multiple users if you so choose. But whether it’s one or five, is this a smart move? Let’s take a closer look…

Why Add ..read more

In a world where a growing number of people are looking for more convenience, products that focus on personal finance seem to get more interest then most. So when a company known as TSYS (Total Systems Services, Inc.) decided to announce a solution that gives cardholders the ability to pay from multiple bank accounts all from one card, many in the financial industry are paying attention.

 

TSYS has introduced a "hybrid" card that allows consumers to choose how they want to ..read more

A very smart man once told me the true value of being a better company. Not only from the perspective of being more efficient and profitable, but also better to the people we’re privileged to call our customers. One of the issues that we always found confusing was the perceived lack of any sort of public relations involvement with company decisions. Now don’t get me wrong; I fully believe public relations play a part in every company’s policies. But I’m ..read more

With the long wait of the main phase of the Credit CARD Act almost at an end, many people have probably came to wonder how the new law will effect them in a positive way. While no one knows for sure, many researchers have performed studies to try to find the answer.

 

Now one researcher is giving an answer that many (if not all) will hope is accurate. According to a recent article from Pewtrusts.org entitled "Pew Finds Credit CARD Act ..read more

A very smart man once told me the true value of being a better company. Not only from the perspective of being more efficient and profitable, but also better to the people we’re privileged to call our customers. One of the issues that we always found confusing was the perceived lack of any sort of public relations involvement with company decisions. Now don’t get me wrong; I fully believe public relations play a part in every company’s policies. But I’m ..read more

After reading the The Washington Post article about haggling, I was inspired to try it out myself. That evening I called my cable service provider, which delivers my family’s television and Internet service. We were paying $142 a month, and I wanted to see if I could reduce the monthly bill.

A friendly man from the cable company named Derek asked me how he could assist me, and I told him that I wanted to cancel my service.

“Now, why would ..read more