Credit Card Stimulus

The American Express Daily Wish list claims to offer “products you want, prices you wish for.” But is this too good to be true? Is the American Express Daily Wish a scam?

Actually, it’s not a scam. It’s a completely free way program where you have the opportunity to get some amazing bargains. Here are some Daily Wish tips to maximize your luck…

What is the American Express Daily Wish The Daily Wish happens every Tuesday, Wednesday, and Thursday. In a nutshell, the ..read more

During National Consumer Protection Week, a good part of the focus is on helping consumers protect themselves from scams, fraud and rip-offs. To illustrate some of the issues consumers are struggling with, The Federal Trade Commission recently released its list of top complaints received in 2009: 

Rank Category / Number of Complaints

Identity Theft /  278,078  Third Party and Creditor Debt Collection / 119,549 Internet Services / 83,067 Shop-at-Home and Catalog Sales / 74,581 Foreign Money Offers and Counterfeit Check Scams / 61,736 ..read more

National Consumer Protection Week is the perfect opportunity to protect yourself. We consumers now enjoy significant protections from adverse treatment by our credit card issuers under the CARD Act (get detailed information about the CARD Act's provisions). That's the good news. The bad news is that many of those protections require action on our part. It's not significant action. We just have to be more diligent and actually read our mail.

If our credit card issuers increase our interest rates or ..read more

With all the changes that have happened within the last year, many Americans don’t know where to turn when it deals with their personal finances. When it comes to getting informed about your financial situation, often time it is very confusing as information you receive may not correlate with your situation or be correct at all. Instead you receive generic information that often times leave you with more questions than answers.

 

When looking for information designed specifically for the user, a ..read more

When it comes to the way that millions of consumers are paying for goods and services, there has been a major shift in the world of plastic. While at one time consumers on average carried around four credit cards, in today’s economic environment many are carrying just one. Instead people are opting to use cash and other forms of alternative payment methods such as prepaid cards, which are growing in usage month after month.

 

As for the potential that prepaid cards ..read more

Last week I reviewed the Fujitsu ScanSnap 1500M. I’m unabashedly in love with it. This scanner is going to eliminate paper clutter in my office. If I had written the review on Amazon, I’d have awarded it 5 stars. My only regret is that I didn’t buy a ScanSnap years ago.

Fujitsu also sent me the ScanSnap 1300 to try out, as well. As you can see in my photo above (pardon the obligatory Office Space reference), the 1300 is ..read more

We're proud to announce that Credit.com has joined a group of federal, state, and local government agencies and national consumer organizations to launch the 12th annual National Consumer Protection Week (NCPW), March 7-13, 2010.

NCPW 2010 — Dollars and Sense: Rated A for All Ages — highlights the importance of using good consumer sense at every stage of life – from grade school to retirement.

NCPW partners are promoting free resources to help people protect their privacy, manage money and debt, ..read more

Since the beginning of the downturn in the economy it seems that business owners have been hit just as hard if not harder than consumers. For many they have not only seen their main form of payment disappear (collapse of Advanta), but they also have had a hard time trying to find a replacement. Just like consumers, they have had their interest rates raised and credit limits lowered without any time to prepare for ways to make up lost revenue.

 

However, ..read more

When it comes to your privacy, what companies do you believe rank the highest at protecting your personal information and data? While the answer will probably be different for many, there is one company that has been a consumer’s favorite for the past five years. That company is American Express and being the most trusted company in the United States is just one of the many distinctions that they have garnered.

 

In a post written earlier entitled "American Express Claims Happiest ..read more

When it comes to using your credit card there is no doubt that it is more expensive now than any other time in the past. For majority of cardholders the bulk of the increased cost is from extremely high interest rates, for others it is costing even more as new fees are constantly being added or current fees are being raised. While at the moment only interest rates are being regulated (thanks to the CARD Act); if a newly introduced ..read more